|Take the Uncertainty Out of International Travel
International travel is an exciting adventure but also poses many unpredictable situations. One of the most serious is the risk of injury or illness in a foreign country. Unfamiliarity with a different culture and medical system is intensified without the proper resources to assist you in securing medical care and covering the associated costs. While traditional medical plans offer fine domestic coverage, few are designed for international use or visitors. Even those that offer limited benefits do not normally cover medically supervised emergency evacuations, emergency reunions or repatriation. Additional complications are caused by different languages, currency conversion, inexperienced international claims administration, and time differences. Imagine trying to get in touch with most insurance companies at 3:00 a.m. on a weekend - from a foreign country - during a medical emergency!
IMGB. is dedicated to eliminating these uncertainties from international travel by making international medical coverage convenient and affordable. There are three different Patriot Travel Medical InsuranceB. plans available. At enrollment you simply pick the plan that applies to your citizenship and travel plans. Patriot Travel Medical Insurance provides up to US$2,000,000* of medical expense coverage, up to US$25,000 in Accidental Death and Dismemberment coverage, a complete assistance package of international benefits and 24 hour availability for your total peace of mind.
*Depending on option selected.
Patriot Travel Medical Insurance®
Individual & family (5 days up to 2 years coverage)
Patriot Travel plans address the insurance needs of U.S. citizens and foreign nationals who need
temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.
There are two Patriot Travel plans that provide up to $2,000,000 of medical coverage. Patriot International®
provides coverage for U.S. citizens traveling outside the U.S. and Patriot America® provides coverage
for non-U.S. citizens traveling outside their home country.
In addition to medical benefits, the plans include coverage for medical evacuation, repatriation, and choice of deductibles
and plan maximums. Coverage can be obtained from a minimum of five days up to two years.
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Patriot Platinum Travel Medical InsuranceSM
Enhanced benefits and services plan
Patriot PlatinumSM provides first-class protection for the discerning international
traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today.
Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits
and services and our Global Concierge & Assistance ServicesSM.
There are two plans available: Patriot Platinum InternationalSM provides coverage for
U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage
for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years.
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Patriot Green Travel Medical InsuranceSM
Environmentally conscious plan
Patriot Green Travel Medical InsuranceSM is designed for the environmentally
conscious traveler and provides up to $2,000,000 of medical coverage and services. This plan provides the same
comprehensive benefits as the Patriot Travel plan, but also includes eco-friendly benefits including providing for
the purchase of carbon offsets, pays an additional $5,000 AD&D benefit to an environmentally conscious organization, and it is paperless.
Patriot Green InternationalSM provides coverage for U.S. citizens traveling outside the U.S.
and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.
Coverage can be obtained from a minimum of five days up to two years.
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Patriot Multi-Trip® Travel Medical Insurance
Travelers who travel several time a year (annual coverage)
Patriot Multi-Trip is designed for people that take multiple trips throughout the
year outside their home country. The plan provides coverage up to 45 days in length for each trip.
It offers the ease and convenience of purchasing a single annual plan at an affordable premium.
Patriot Multi-Trip International provides coverage for U.S. citizens that take multiple trips
annually outside the U.S., and Patriot Multi-Trip America provides coverage for non-U.S. citizens
that take multiple trips annually outside their home country. Both provide coverage for the traveler,
his or her spouse and children for each trip taken during a period of 12 months.
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